About Me

Areas of Expertise:

Ray’s expertise is developing customized structured settlement plans for all types of claims. He assists with personal injury evaluation, settlement negotiation strategy, attends mediations and settlement conferences on automobile, general liability, commercial, New York labor law, medical malpractice and workers’ compensation claims. Ray applies his 27 years of resolving personal injury claims to develop comprehensive structured settlement plans to each individual case.

He works as an advocate to the settlement process with the injured party and their family members, the insurance representative, plaintiff and defense attorneys.  He can assist with analyzing future financial needs, lost wage projections, life care plans, vocational reports, Medicare Set Asides and provide a structure settlement solution. He provides training and educates his clients in the use of structured settlements in negotiations as well as conducting seminars on settling liability and workers’ compensation claims using Medicare Set-Aside Allocations.

He shows attorneys the financial and tax deferral benefits of structuring their attorney contingency fees. Ray also works with the injured party’s family members, financial advisors, attorneys and accountants through a team approach to ensure that the injured party’s needs are met.

Experience:

Ray is a Certified Structured Settlement Consultant (CSSC) with 27+ years of liability claims and structured settlement experience. Prior to joining EPS Settlements Group, he was a Settlement Consultant with Financial Settlement Services.  While at Nationwide Insurance, he held the roles of Senior Claims Representative, Litigation Specialist, Special Claims Representative, Claims Supervisor and Claims Manager. While in these roles, Ray handled first and third party auto liability claims, uninsured / underinsured motorist claims, commercial and general liability claims. He has been directly involved in thousands of personal injury settlement negotiations and has participated in hundreds of mediations.

Licenses / Certifications:

• Ray holds life, health and disability licenses throughout the country
• Ray earned his Certified Structured Settlement Consultant (CSSC) designation in conjunction with the Executive Education Program at the University of Notre Dame.

Education:

Ray graduated from Slippery Rock University of Pennsylvania with Bachelor of Science (BS) and Master of Science (MS) Degrees. He later earned a Master’s of Business Administration (MBA) degree from Robert Morris University. Ray has also completed the Pepperdine University School of Law Negotiation and Claims Settlement for Insurance Professionals course.  Throughout the year, Ray attends various continuing education seminars to further enrich his ability to help his customers.

Professional Memberships:

He is a member of the National Structured Settlements Trade Association (NSSTA)

We have been listed in the 2014, 2015, 2016, 2017, 2018 AM Best’s Directory of Recommended Expert Service Providers for Structured Settlement Consultants.  AM Best is the largest and longest-established company devoted to issuing in-depth reports and financial strength ratings about insurance organizations. Best’s Directories remain at the forefront of the industry by maintaining a client reference system to ensure that users have access to providers with a proven track record of insurance industry service.  Best’s Directories provide a highly specialized and reputable selection of insurance attorneys, adjusters and expert service providers who have been recommended by their clients and verified by A.M. Best — thus ensuring that the professional chosen has a history of client satisfaction.