“Personal injury victims and their family members can control their financial destiny, TAX FREE!”
A structured settlement is an opportunity available only with a personal injury claim to cover present and future needs. The structure is purchased by the defendant for the injured party through EPS Settlements Group. Currently, the claimant pays no federal, state, or local income taxes on structured settlement payments when designed in compliance with Section 104(a)(2) of the Internal Revenue Code. (Also see Revenue Ruling 79-220).
Structures guarantee, in writing, a good secure rate of return as well as wise money management.
Structures eliminate management fees which are typically required to successfully invest and manage money over long periods of time.
Structured settlements are paid from an annuity established with high quality life companies with proven long-term performance. This means the life company invests carefully to meet their future obligations. These large life companies are all rated by A/A+/A++ “Superior” by A. M. Best Company and other rating organizations.
A structured settlement creates a safe, economically effective investment that protects your financial security and provides more benefits over time. Tax free payments along with the management free, predictable stream of income makes the structure an excellent alternative to the cash only settlement.
A settlement utilizing a structured payment stream…
- Can provide tax-free and guaranteed payments along with an attractive yield not available on the open financial market and significantly higher than CD’s, savings accounts, etc.
- Comfort and security in knowing that every year, you will have a positive rate of return and no chance of a loss.
- Can protect from the temptation of spending away large lump sum cash settlement or financial mismanagement.
- Supplemental investment to balance your 401k plan asset allocation (guaranteed rate of return + tax-free)
- Has a guaranteed rate of return with predictable stream of tax free and guaranteed income.
- Periodic ongoing payments can be used to pay for rent, mortgage, health insurance, life insurance, car payments, monthly utilities, college tuition, and ongoing medical expenses or to balance out your financial portfolio.
- Can be used to provide ongoing funding for a legacy fund, scholarship, etc.
- Is very flexible to set up and can be customized to meet your future financial needs.
- Does not have the volatility and uncertain speculation like stocks or mutual funds.
- Does not have any annual money management fees like many other investments.
Structured settlements offer payment method flexibility. Payments can be scheduled monthly, quarterly, semi-annually, annually, or lump sums at specified dates for a certain period of time or for even a lifetime.
Structured settlements meet specific needs of injured people by replacing lost income, making house payments, funding college education, supplementing retirement and paying continuing medical care.
